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Data Privacy & Trust Last Updated: October 2, 2026 NDPA 2023 Compliant

Your privacy matters to us at Tosi.

Tosi delivers food, groceries, pharmacy items, and local essentials across Ogbomosho. To connect customers with kitchens, markets, and dispatch riders, we handle personal data with strict standards of confidentiality, security, and integrity under the Nigeria Data Protection Act (NDPA).

Zero Data Selling

We never sell, rent, or trade your personal numbers, addresses, or purchase history to advertisers.

Purposeful Location

GPS coordinates are only processed to route riders to pick-up spots and deliver to your doorstep in Ogbomosho.

Secured Transactions

Payments are handled through PCI-DSS certified payment switches. We never store credit or debit card CVVs.

Full User Rights

Under the NDPA, you have the right to inspect, correct, export, or permanently delete your profile records anytime.

Data Privacy & Trust

Your privacy matters to us at

Tosi delivers food, groceries, pharmacy items, and local essentials across Ogbomosho. To connect customers with kitchens, markets, and dispatch riders, we handle personal data with strict standards of confidentiality, security, and integrity under the Nigeria Data Protection Act (NDPA).

Zero Data Selling

We never sell, rent, or trade your personal numbers, addresses, or purchase history to advertisers.

Purposeful Location

GPS coordinates are only processed to route riders to pick-up spots and deliver to your doorstep in Ogbomosho.

Secured Transactions

Payments are handled through PCI-DSS certified payment switches. We never store credit or debit card CVVs.

Full User Rights

Under the NDPA, you have the right to inspect, correct, export, or permanently delete your profile records anytime.

Need clarification?

Have questions about how your delivery history or address data is managed? Speak directly with our support team.

Section 01

Who We Are & Data Controller

This Privacy Policy applies to all services offered by Tosi Technologies Ltd ("Tosi", "we", "our", or "us"), an on-demand logistics, delivery, and commerce technology platform operating in Ogbomosho, Oyo State, Nigeria.

When you place orders, register as a merchant vendor, apply as a dispatch rider, or access our web platform and applications, Tosi serves as the Data Controller responsible for determining the lawful bases and methods under which your personal data is collected and processed, in strict accordance with the Nigeria Data Protection Act, 2023 (NDPA) and regulations overseen by the Nigeria Data Protection Commission (NDPC).

Section 02

Information We Collect

We collect personal information depending on how you interact with Tosi across our different platform roles:

Customers & Ordering Users

  • Account & Identification: Name, mobile telephone number, and one-time password (OTP) verification records.
  • Delivery Addresses: Street description, landmarks, drop-off contact person, and precise GPS coordinates in Ogbomosho (e.g. Takie, Sabo, Under-G, Caretaker, LAUTECH campus, Aroje, Owode).
  • Order History & Preferences: Purchased items, dietary notes, merchant communications, total amounts, and delivery timestamps.
  • Feedback & Reviews: Ratings, vendor feedback, and customer support transcripts.

Vendors & Merchants

  • Business Profile: Kitchen or store trade name, CAC registration details (where applicable), store address, operating hours, and banner/logo imagery.
  • Representative Information: Owner/manager name, email address, and direct phone contact.
  • Settlement Information: Bank account name, bank verification details, account number, and transaction settlement balances.
  • Menu & Catalogue Data: Product titles, descriptions, pricing, inventory availability, and product photographs.

Dispatch Riders & Applicants

  • Identification & KYC: Full legal name, date of birth, residential address, emergency contact, National Identification Number (NIN), and valid driver's/rider's license or government ID.
  • Vehicle Verification: Motorcycle/bicycle registration papers, roadworthiness certificates, and guarantor details.
  • Real-Time Telemetry: Live GPS location, trip logs, speed, and route trajectories during active on-duty shifts.
  • Earnings & Bank Details: Payout accounts, completed deliveries, fare calculations, and performance metrics.
Section 03

How We Use Information

We process personal data only when lawful bases exist under the NDPA (such as contract fulfillment, compliance with legal obligations, protecting vital interests, or legitimate business interests):

Order Fulfillment & Logistics

Transmitting items to vendors, calculating fair distance-based delivery fees, and assigning the closest rider for rapid delivery in ~30 minutes.

Account Security & Passwordless Login

Authenticating your session securely via SMS/WhatsApp one-time security codes without vulnerable static passwords.

Automated Settlements & Auditing

Accurately disbursing order payouts to local vendors and trip earnings to riders with transparent itemised deduction logs.

Customer Support & Quality Assurance

Assisting you with order updates, missing items, refunds, or address changes through our dedicated Ogbomosho support desk.

Section 04

Location & Real-Time Tracking

Precise location data is essential to our on-demand delivery ecosystem in Ogbomosho:

Specific Rules for Geolocation

  • Customers: We access device location only with your explicit browser/device permission when you search for nearby kitchens or select your delivery destination. You may manually type your address instead.
  • Riders: Riders transmit live GPS coordinates while their status is set to "Online". This coordinates dispatch assignments and shows customer live delivery tracking. Background tracking immediately shuts down when the rider goes "Offline".
  • Permanent History: Once a trip is delivered, live continuous telemetry streaming is ceased and only origin/destination waypoint records are retained for receipt verification.
Section 05

Payment & Financial Information

All customer digital payments (debit cards, bank transfers, USSD) are securely processed through licensed and PCI-DSS Level 1 compliant Nigerian payment service providers (e.g. Paystack, Flutterwave).

What Tosi NEVER handles or stores

We never receive or store your complete 16-digit card number, your card PIN, or card CVV/CVC security codes on our servers. We only receive a secure transaction token and payment confirmation reference from the payment gateway.

Vendor and rider payouts

For vendor and rider earnings payouts, bank account numbers and bank codes are validated via the Nigeria Inter-Bank Settlement System (NIBSS) solely to remit lawful earnings.

Section 06

Sharing & Disclosures

Tosi does not sell, rent, or monetize your personal data. Information is shared strictly on a need-to-know basis to fulfill your requests:

Between Customers, Vendors, and Riders

When an order is confirmed, the vendor receives the customer's first name, order details, and special instructions. The dispatch rider receives the customer's delivery name, drop-off address/pin, and a temporary contact phone number exclusively active for the duration of the delivery journey.

Technical Infrastructure Partners

Trusted vendors who support our technical infrastructure (secure cloud hosting, SMS OTP delivery gateways, and geocoding mapping services) under strict data protection agreements.

Legal & Regulatory Compliance

When required by Nigerian law enforcement authorities, court subpoenas, or statutory bodies (such as the NDPC or FCCPC) in accordance with due legal process.

Section 07

Data Retention & Security Safeguards

We employ modern industry-standard security measures to safeguard your personal data:

Encryption

All web traffic is strictly encrypted using modern Transport Layer Security (TLS 1.3), and critical database fields are encrypted at rest.

Role-Based Access

Access to user and rider profiles is restricted to authorized Tosi operational staff members on a principle-of-least-privilege basis.

Audit Logging

Administrative actions, status adjustments, and record accesses are permanently timestamped and logged in our immutable audit journal.

Retention Timelines

Active account data is maintained for the life of your profile. Financial receipts and settlement journals are held for 6 years in conformity with Nigerian financial and tax retention obligations, after which they are securely purged or anonymized.

Section 08

Your Rights Under the Nigeria Data Protection Act (NDPA)

As a data subject in Nigeria, you possess full statutory rights under Part VI of the NDPA 2023:

To exercise any of these statutory rights, please email our Data Protection Officer at privacy@tosi.ng. We respond to all verified requests within 30 days.

Right to Access

Obtain confirmation of whether we process your data and receive an electronic copy.

Right to Rectification

Request immediate correction of inaccurate, incomplete, or out-of-date records.

Right to Erasure ("Forgotten")

Request the permanent deletion of your profile where no statutory retention obligations apply.

Right to Object & Restrict

Opt out of promotional communications or restrict processing during dispute resolutions.

Right to Data Portability

Receive your personal records in a commonly used, structured, machine-readable format.

Right to Lodge a Complaint

Escalate any unresolved grievance directly to the Nigeria Data Protection Commission (NDPC).

Section 09

Cookies & Tracking Technologies

We use functional, strictly necessary cookies and local browser storage to keep you signed in, preserve items in your shopping basket as you browse different kitchens, and protect forms against Cross-Site Request Forgery (CSRF).

We do not use intrusive third-party cross-site advertising cookies. You can manage or disable cookies via your browser settings, though disabling necessary session cookies may prevent you from placing orders.

Section 10

Minors & Children's Privacy

Our platform is directed toward individuals of legal age (18 years and above in Nigeria) capable of entering binding contracts. We do not knowingly collect personal data from children under 18 years without verifiable parental consent. If you believe a child has provided us personal data without consent, please contact us immediately to have the data removed.

Section 11

Changes to This Privacy Policy

We may periodically update this policy to reflect changes in our operational procedures, expansion of delivery zones in Oyo State, or changes to Nigerian data protection laws. When significant changes occur, we will post a prominent notification on our website, send an in-app notice, and update the "Last Updated" date at the top of this document.

Section 12

Contact Our Data Protection Officer

If you have questions, comments, or concerns about this policy, or if you wish to exercise your rights under the NDPA, contact our designated Data Protection Officer via:

Electronic Mail

privacy@tosi.ng

Monitored directly by our legal & compliance team.

Support Desk Phone & WhatsApp

0800 000 8674

Available daily during local delivery hours in Ogbomosho.

Physical Operating Office

Tosi Technologies Ltd

Ogbomosho, Oyo State, Nigeria.